By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website. We may update these Terms from time to time, and continued use of the website means you accept the updated version.
The following sections outline the principal terms and the supporting reference materials applicable to this document.
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website. We may update these Terms from time to time, and continued use of the website means you accept the updated version.
This website provides general information about insurance selection services for retirees and related support. Any descriptions of coverage, eligibility, or suitability are for general reference only and do not constitute advice, a recommendation, or an offer to arrange insurance. Any engagement of services is subject to separate review and confirmation.
We may charge fees for certain services, but any applicable charges, if any, will be communicated separately before you proceed. You are responsible for any costs you agree to in connection with a service request. We may decline or suspend any request where information is incomplete, inaccurate, or unsuitable for our processes.
You agree to provide accurate and complete information when using the website or requesting assistance. You must not misuse the website, interfere with its operation, or use it for unlawful, misleading, or harmful purposes. We may restrict access where we reasonably believe these Terms have been breached or where necessary to protect the website or other users.
All content on this website, including text, layout, graphics, and other materials, is owned by us or used with permission and is protected by applicable intellectual property laws. You may view the website for personal, non-commercial use only. No part of the website may be copied, modified, distributed, or reused without our prior written consent, except as allowed by law.
Each clause below includes a supporting policy reference for review.
All content on this website, including text, layout, graphics, and other materials, is owned by us or used with permission and is protected by applicable intellectual property laws. You may view the website for personal, non-commercial use only. No part of the website may be copied, modified, distributed, or reused without our prior written consent, except as allowed by law.
The website and its content are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim warranties of accuracy, completeness, availability, and fitness for a particular purpose. We are not responsible for losses arising from reliance on website content, third-party information, or interruptions in access.
These Terms are governed by the laws applicable in Singapore, without regard to conflict of law rules. Any dispute arising out of or in connection with the website or these Terms should first be raised with us in good faith. If a dispute cannot be resolved informally, it may be brought before the courts having competent jurisdiction in Singapore.
We may revise these Terms or any website content at any time by posting an updated version on the website. It is your responsibility to review the Terms periodically. If you have questions about these Terms or the website, you should use the contact details provided on the website.
